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Newly expanded academic eligibility to live at CTC! Call our office at 651-646-7526 to learn more.

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The mission of Commonwealth Terrace Cooperative is to maintain a safe, affordable housing community for University of Minnesota students and their families, where volunteerism, learning, leadership, trust and cross-cultural experiences drive a sustainable co-op culture.

  • Community

    The vision of Commonwealth Terrace Cooperative is to foster an engaged and connected community where diversity is celebrated and everyone feels safe and valued.

  • Education

    Our co-op is powered by collaboration, inclusion, and ingenuity, through which we inspire our residents to lead, work, and serve with the skill and understanding to benefit the community and beyond.

  • Sustainability

    At all levels and opportunities, our values-driven co-op reinforces an organizational culture that optimizes financial performance, ethical methods, social contribution, and environmental impact.

Our Purpose

Commonwealth Terrace Cooperative (CTC) is the longest-standing and largest family housing cooperative in North America. Since our start in 1970, CTC has served University of Minnesota students and their families with the highest-quality living environment without compromising affordability.

Beyond quality and affordable housing, our co-op strives to cultivate a safe, sustainable, and interconnected community where diversity is celebrated, collaboration is valued, and potential is maximized.

Co-op Structure

The corner of the University’s St. Paul campus we call home consists of 464 apartments and a community center dispersed across a total of 58 buildings and 42 acres of sprawling park-like grounds. While located on the University of Minnesota’s campus and property, CTC is operated as an independent, democratic, and not-for-profit organization.

The co-op is resident-governed with the assistance of a professional management team. Residents that choose to become members of the co-op help shape our collective future. Over 95% of our households are members, and these residents organize and direct co-op initiatives through serving on the Board of Directors or various operational committees, as well as voting on policy changes. The Board and committees, in partnership with the management team, work closely and collaboratively to continue enhancing and supporting the co-op’s foundation, mission, and values.

Co-op Values

Quality Environment

We take personal responsibility for making the co-op an affordable, well-maintained, welcoming, well-governed, transparent and safe living environment.


We value the principles and practices of the cooperative way of life, and understand that volunteerism is essential to building a strong community.


We promote friendly connections among neighbors as essential for building our co-op community.


We value everyone’s opinions, and make decisions together for the continuous improvement of the cooperative.


We value sustainability; the choices that we make benefit not only current members but the wider community and those to come.


We value and support family life by promoting family-oriented activities.


We value sensitivity to and tolerance of culture, lifestyle, and individual differences.


In our interactions, we value professionalism, respect, and good communication.

Get to Know Us Better!

We would love to strengthen our connection with you. Inquire here to contact us for any questions or feedback, pinpoint directions to our location, and/or join our quarterly Alumni & Friends newsletter.